Legal information regarding the United Mortgage Network, Inc. Web site.

Your use of the United Mortgage Network Web site is subject to the conditions and qualifications described below. By using the United Mortgage Network Web site, you agree to accept such conditions and qualifications.

No Warranties: Limitation of Liability

This Web site includes information, documents, and materials (collectively, the "Contents") that are subject to change without notice. The United Mortgage Network expressly disclaims any obligation to keep Contents up to date or free of errors or viruses, or to maintain uninterrupted access to this Web site. This Web site (including all Contents) is provided "AS IS." Users of this Web site should understand that all Contents have been electronically converted from the media from which originals were produced. United Mortgage Network has not tested or verified the accuracy or completeness of the conversion process.

United Mortgage Network assumes no responsibility for errors or omissions in any Contents, including Contents that are referenced by or linked (by hypertext links) to third-party Web sites. United Mortgage Network makes no representations or warranties of any kind whatsoever for the Contents or third-party Web sites or for any products or services mentioned or offered in the Contents or in third-party Web sites.

United Mortgage Network disclaims any express or implied warranties related to the use of this Web site (including all Contents and third-party Web sites), including, without limitation, merchantability, suitability, non-infringement, or fitness for any particular purpose.

United Mortgage Network shall not be liable for any errors contained herein or for any damages whatsoever arising out of or related to the use of this Web site (including all Contents), including, without limitation, direct, indirect, incidental, special, consequential or punitive damages, whether under a contract, tort, or any other theory of liability, even if the United Mortgage Network is aware of the possibility of such errors or damages.

Applicable Laws

United Mortgage Network operates this site from its offices within the United States of America. United Mortgage Network makes no representation that Contents in the site are appropriate or available for use in other locations, and access to Contents from jurisdictions where illegal is prohibited. Those who choose to access this site do so on their own initiative and are responsible for compliance with applicable laws of their jurisdictions. The conditions and qualifications contained herein will be construed in accordance with the laws of the District of Columbia, United States of America, without regard to its conflict of law provisions.

Reservation of Rights

All Contents (including, without limitation, the graphics, icons, and overall appearance of the United Mortgage Network Web site and the Contents) are the property of the United Mortgage Network. United Mortgage Network does not waive any of its proprietary rights therein, including, but not limited to, copyrights, trademarks, and other intellectual property rights. This Web site and the Contents are intended only for the individual, non-commercial use of Web site users. No user of this Web site may resell, republish, print, download, copy, retransmit, or display (by use of an shtml "frame" or otherwise) any portion of this Web site or the Contents without the prior written consent of United Mortgage Network, except that reasonable copying or printing of the Contents for individual, non-commercial use is permissible where permitted by law. The availability of any Contents through this Web site shall under no circumstance constitute a transfer of any copyrights, trademarks, or other intellectual property rights of United Mortgage Network to any Web site user or any third party. This Web site and the Contents are protected by U.S. and international copyright laws, both as individual works and as a compilation. You may not delete any copyright or similar notice from any Contents you obtain from this Web site.

Link Conditions

United Mortgage Network welcomes links to its Internet sites. If you want to link to United Mortgage Network's Web sites (the "Web Sites"), you may do so, provided you agree to the Link Conditions described below. By establishing a link to the United Mortgage Network Web Site, you will be deemed to have agreed to these Link Conditions.

General

If you link to a United Mortgage Network Web Site, United Mortgage Network grants you a limited, non-exclusive, non-transferable, royalty-free license to use the United Mortgage Network service mark and Internet icon(s), if available, (the "Licensed Marks") solely for the purpose of serving as a link from your Web site to the United Mortgage Network Web Site. Except for the limited license to use the Licensed Marks granted in this paragraph, you may not use any of the United Mortgage Network's trademarks or service marks (the "Marks") for any reason without United Mortgage Network's prior written permission.

You acknowledge that all rights to the Marks, the content appearing on the Web Sites, and the look and feel of the Web Sites belong to United Mortgage Network and/or its third-party licensors. You will not at any time directly or indirectly contest or infringe these rights.

If you link to a United Mortgage Network Web Site, your Web site:

Should not create frames around the United Mortgage Network's Web Sites or use other techniques that alter the visual presentation of the United Mortgage Network's Web Sites, except as provided below.

Should not imply that the United Mortgage Network is endorsing you or your products or services.

Should not imply an affiliation between your company and the United Mortgage Network without the prior written consent of the United Mortgage Network.

Should not misrepresent your relationship with United Mortgage Network or present false or misleading impressions about United Mortgage Network's activities, publications, programs, or services.

Should not contain materials that may be interpreted as distasteful or offensive and should be appropriate for all age groups.

United Mortgage Network shall have no responsibility or liability for any content appearing on your Web site.

United Mortgage Network may at any time, in its sole discretion, immediately terminate your license to use the Licensed Marks and your right to link to the Web Sites, with or without cause. If United Mortgage Network exercises this right, you will immediately remove all links to United Mortgage Network's Web Sites and cease using the Licensed Marks.

United Mortgage Network may amend these Link Conditions at any time. You agree to abide by these Link Conditions and other legal terms and conditions on the Web Sites, as amended from time to time. All terms and conditions related to the use of United Mortgage Network's Web Sites will be construed according to the laws of the District of Columbia, United States of America, without regard to its conflict of law provisions.

Registered Trademarks

If you use any of these marks, add this symbol "®" immediately following the mark to indicate that the mark is a federally registered trademark of United Mortgage Network. If a legend is used, it should read as follows: "xxx® is a registered trademark of the United Mortgage Network."

Realtors and National Association of Realtors are registered servicemarks of National Association of Realtors

Other third parties' marks may be metioned on the United Mortgage Network's Web Sites; such marks also remain the property of their rightful owner.